Monday, October 3, 2011

When you are in a wreck and need...repairs?

In August, Lucy and I were driving to our monthly book club.  The book was Bossypants by Tina Fey, and I was so happy and proud that I had actually finished the book and would be able to discuss it.  We were getting off the freeway at Sahara and the I-15 and were at a complete stop when BAM!  Someone hit us, and we hit the guy in front of us.  It ends up that someone hit the lady behind me, she hit me and then I hit the guy in front of me.  Being pregnant and all and with my 3 year old in the back seat, I was terrified and didn't know what to do.  I had never been pregnant in an accident and I never had my daughter with me in one either.  I got out of my car and went to the back seat to check on my kid while the other adults conversed on what to do.

I looked up and asked if anyone was going to call the cops because I wanted to go to the hospital to make sure that my inside baby was ok.  One of the only things going on in my head at the time was, we waited and tried so hard for this baby, please let everything be ok.  So when no one answered me when I asked about calling the cops, I called.  That is when the lady who hit me, panicked and decided she needed to leave.

The fire department showed up about 30 seconds later, they did a quick assessment of my daughter and it was found that she was just scared, maybe a little sore, but for the most part, just scared.  They also gave her a stuffed turtle which is now one of her favorite toys.  The ambulance came and loaded me up, gave Lucy a stuffed bear (also now a favorite), my husband showed up to take Lucy, and my dad and stepmom, who thankfully lives right down the street, came to pick up my car.  I was transported to the hospital and was admitted to the ER.  I was checked out and was found to be ok, and the baby was checked out and was found that the heart beat was perfect.  Because at the time I was only 18 weeks along, they wouldn't take me to L&D for observation, I guess you have to be 20 weeks for that, but all I wanted to hear was my baby was ok.

The following week consisted of follow up appointments for Lucy and me, to make sure that there was no internal injuries to Lucy or the baby.  I learned that if you are less than 20 weeks pregnant there isn't much that can hurt a fetus accept an actual uterine puncture, like a stabbing or a gun shot, which thankfully were not involved in my accident.  Lucy and I came out pretty unscathed, just a few doctors appointments, an X-Ray on Lucy's abdomen (which was the highlight of her week because she got to wear a gown), and some stress.

Now here is where things get sticky.  The lady that left the scene of the accident really effed up the process of getting our bills paid and my car fixed.  Because she left, the guy that actually caused the accident, his insurance company started denying liability.  Because she left.  Now, I don't know if you know this, but it is against the law to leave the scene of an accident.  I still wonder to myself what this lady could have been into that was so terrible for her to leave, but leave she did.  And this has held up our car getting fixed, our medical bills getting paid, and all in all, just really pissed me off.

Today, I got the phone call that the police report was in, and that my insurance company was waiving my deductible and that I could go get my car fixed.  Just in time for my birthday.  So I get new bumpers for my birthday.  We thought we might need a lawyer to get through this, but we didn't.  We just let our insurance company do what they needed to, and in the long run, everything will get paid.  I am just happy that in the end, everything is working out just fine.

Now the only thing that is bothering me is that I still can't believe I am old enough to rent a car all on my own.


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